When you say rent-to-own, the first thing that comes to your mind is being wise. The thought of being in a win-win situation. Rent-to-own homes is a wise idea for many Filipino citizens now-a-days. This is where the consumers can feel that they aren’t losing something yet they can gain something in the end. Let us define rent-to-own in the first place. Rent-to-own is also known as a rental-purchase; rental-purchase of housing, furniture, appliances, electronics and more. It is like borrowing something but in the end you’ve decided to own it. A rent-to-own differs from the traditional lease, wherein traditional lease do not have the right to purchase the property from anytime during the agreement.
Here in the Philippines, rent-to-own is mostly associated with housing such as apartments, townhouses and more. Why are there so many citizens that prefer rent-to-own homes Philippines? First, because they are in a win-win situation wherein if they have already decided to buy the house then all their rent will be counted as payment. The consumers have the right to purchase the property from anytime during the agreement. Second, they have lesser commitment of paying the property, because they know that it is written on their agreement that they are not obliged to buy the property and pay the full price of the house. There is a feeling of turn-on-a-light-pocket. The mind set of many consumers that they are just renting means it will be a lighter responsibility.
Rent-to-own house and lot is a hit in the Philippines. On the same line of reasons many Filipinos can feel that purchasing a rent-to-own house and lot is a clever decision. This is where you can have property which allows you to a limited and temporary property but is potentially renewable which depends to an agreement. It is like hitting two birds with one stone. If you agreed to buy the house-and-lot property, then all your rents will be counted as payment. An advantage of rent-to-own house and lot is that it will give the consumers the sense of paying your rent in equivalent to paying for your property monthly.
Rent-to-own house has another meaning for Filipinos. It also means ‘within your means’ housing projects. Rent-to-own houses have low down payment method and do not need big cash-out from the consumer. One of the advantages of this rent-to-own housing is that it may not require the consumer a minimum salary, making more number of consumers avail to the rent-to-own housing project. Its pleasantly surprising low-price features a no balloon payment and a uniform monthly equity. Another is that the down payment is stretched-out in terms of months to pay making it more affordable and easy-pocket to consumers. It may also have an easy developer-assisted financing that makes the package totally complete helping the consumers invest for their future.
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